Frequently Asked Questions

Who is eligible to apply for the NFLP?
Students who are admitted to or enrolled in one of our Master of Science in Nursing programs are eligible to apply. They must also meet the following criteria: 1) be a US citizen or national of the US, or a lawful permanent resident of the US and its territories; 2) be enrolled full-time or part-time in an eligible program at the time the NFLP loan is established and must complete the education component(s) to prepare qualified nurse faculty; 3) be in good academic standing in an advanced nurse education program at the school; and 4) have no judgment liens entered against them based on the default on a federal debt, 28 U.S.C. 3201(e). Borrowers should maintain full or part time enrollment status for a minimum of 2 terms/semesters during an academic year while receiving the NFLP loan.

How does NFLP loan support work?
The NFLP is a loan cancellation program with a service obligation for recipients of the loans. To be eligible for the 85% cancellation, the Borrower must agree to serve as full-time nurse faculty at an accredited school of nursing for a consecutive four-year period following graduation from the program. The granting institution will make NFLP loans to eligible students for the cost of tuition, fees, books, lab expenses, and other reasonable education expenses. The loan amount may not exceed $35,500 per year and is not to exceed 5 years per student.
To receive loan cancellation, the borrower must be employed full-time as a nurse faculty at an accredited school of nursing for a complete year, as is defined by the employing school of nursing or 12 consecutive months. The school will cancel an amount of up to 85% of the loan (plus interest) as follows:

  • Upon completion by the Borrower of each of the first, second and third year of full-time employment as a faculty member in an accredited school of nursing, the school will cancel 20% of the principal of, and the interest on, the amount of the unpaid loan on the first day of employment.
  • Upon completion by the individual of the fourth year of full time employment as a faculty member in an accredited school of nursing, the school will cancel 25% of the principal of, and the interest on, the amount of the unpaid loan on the first day of employment.

To receive loan cancellation, the Borrower must submit the Request for Partial Cancellation of Loan form to the lending school at the end of each complete year of full-time employment as faculty at a school of nursing.   The Request for Partial Cancellation of Loan form is obtained from the University’s billing service, ECSI, Inc.

How do I apply for NFLP funds?
By contacting CDU Financial Aid Office or MMDSON.

Michael Tocydlowski
Office:  (323) 563-5826
Email: michaeltocydlowski@cdrewu.edu
 or
Dr. Ebere Ume, Associate Dean, MMDSON
NFLP Program Director
Office:  (323) 568-3329
Email: ebereume@cdrewu.edu
You can obtain the application packet.  The application is ultimately submitted to our financial aid office for final authorization and approval; they are responsible for notifying you if you are awarded funds under NFLP Program.

How many people will be eligible for the loan program? Top
The MMDSON has been awarded a maximum dollar amount to disperse. Awards will cover as many students as possible until funding is depleted.

Can I still apply for federal aid if I’m also applying for the NFLP?
In addition to NFLP support, students may receive support from other federal programs, provided that the funds are not used to cover the same costs during the academic year. The student may already receive other federal support that does not cover all costs (tuition, fees and other expenses) for the academic period; in this case, the student may receive NFLP support to cover the remaining costs, excluding stipend support. To apply for Title IV federal grants, loans and work-study, submit a Free Application for Federal Student Aid (FAFSA) available at www.fafsa.ed.gov, or by calling 1-800-4-FED-AID, or from the school’s financial aid office.

Who do I contact if I have questions about financial aid, or how much I may be eligible for?
If you are interested in submitting an NFLP application and have questions about how much you may be eligible for specifically related to this program, we have designated a representative in the Office of Financial Aid who can assist you. Before reaching out, please determine the number of credit hours you intend to take each term of the academic year so that our representative can best answer your questions.

Michael Tocydlowski
Office:  (323) 563-5826
Email: michaeltocydlowski@cdrewu.edu

How long do I have to find a faculty position after I graduate?
Following graduation from the program, NFLP borrowers who fail to establish employment as full-time nurse faculty at a school of nursing must begin repayment of the NFLP loan following the 9-month grace period at the prevailing market rate. Top

What constitutes a full-time faculty position?
Nurse Faculty” is defined as an academic educator or academic/clinical educator role.
Prior to FY2017, under NFLP, a part-time faculty role, part-time clinical instructor role or non- academic role does not meet the faculty employment requirement, and “Full-time” nurse faculty employment is defined by the employer of the borrower.
Starting with FY2017, under NFLP, “Full-time” nurse faculty employment is defined by the employer of the borrower and may include being employed as a full-time faculty member position in an accredited school of nursing or being employed as a part-time faculty member at an accredited school of nursing in combination with another part-time faculty position or part-time clinical preceptor position affiliated with an accredited school of nursing that together equates to full-time employment.

Does the type of nursing program I work for matter (i.e. BSN, MSN)?
NFLP borrowers may be employed as nurse faculty (i.e., teaching capacity) at a post-secondary college or university of higher education to teach nursing programs at any program level. This includes licensed practical or vocational nursing programs, associate degree nursing programs, master’s degree nursing programs, and doctoral degree nursing programs. Following graduation from the nursing education program, NFLP borrowers may receive partial loan cancellation upon establishing employment as full-time nurse faculty at an accredited school of nursing, and providing documentation attesting to such employment.

How do I document that I’ve received a full-time faculty position?
It is the responsibility of each borrower to document their employment upon graduation to request the loan cancellation each year. The Employment Certification Form is housed with the Office of Financial Aid and a copy of the form housed in the MMDSON with NFLP Director.  Several of the required NFLP program forms are housed on ECSI’s web page. 

How long is the grace period before I need to start repaying the loan?
The grace period begins immediately following completion of the program or voluntary termination as a student for a period of nine (9) consecutive months. During the grace period repayment of the loan is not required. The loan is repayable in equal or graduated periodic installments (with the right of the borrower to accelerate payment) over a 10-year period that begins 9 months after the Borrower either a) completes the program; b) ceases to be enrolled as a student in the advanced nurse education program; or c) ceases to be employed as full-time nurse faculty. Top

What will happen if I do not teach for the full four years?
Failure to become or maintain employment as a full-time faculty member at an accredited school of nursing will constitute being placed into a repayment status. Repayment of the NFLP loan will be at the prevailing market rate. 

What is the interest rate for this loan?
The NFLP loan will bear interest on the unpaid balance of the loan at a) the rate of 3 percent per annum beginning 3 months after the borrower graduates from the program, or b) bear interest on the unpaid balance of the loan at the prevailing market rate if the borrower fails to complete the advanced nursing education program or when the borrower fails to establish employment as a full-time nurse faculty at an accredited school of nursing. Borrowers employed as full-time nurse faculty at a school of nursing for a consecutive four year period will bear interest at the rate of 3 percent for the four year period and the remaining six years of the “repayment period.” If the borrower ceases full-time employment as nurse faculty at a school of nursing, the NFLP loan will bear interest at the prevailing market rate.

What are the additional courses I have to take if I receive the NFLP?
Students who receive the NFLP must take the five nursing education courses required for our Advanced Nursing Education Certificate, in addition to the curriculum required by their MSN program.  Contact the NFLP Program Director to obtain information about the five required courses. 

If I receive the NFLP, how do I add the nursing education courses to my schedule/program of study?
As part of the NFLP application, each student will apply for the Advanced Nursing Education Program and develop a plan with their academic advisor indicating which terms they will take the required nursing education courses. This plan will be signed by their academic advisor for their specialty area, and ultimately forwarded as part of their application packet. If a student is awarded NFLP funds, their name will be provided to the director of the Advanced Nursing Education Certificate. The director will ensure that the plan students developed in conjunction with their advisor works for the course offerings and program, and will include NFLP students in their communications concerning coursework and registration.

Recipients are responsible for registering for the five nurse educator courses required by the NFLP, in accordance with their program plan, prior to graduation. The college is not responsible if students neglect to complete these required courses. If they do not do so, they would bear interest on the unpaid balance of the loan at the prevailing market rate. The same is true if the borrower fails to complete the advanced nursing education program or if the borrower fails to establish employment as a full-time or two part-time positions as a nurse faculty at an accredited school of nursing.Top