Graduate Students are eligible for unsubsidized federal loans.
The Federal Direct Unsubsidized Loan is a government insured loan for eligible graduate students. If students borrow an Unsubsidized Loan, these is responsibility for paying the interest from the time the unsubsidized loan is disbursed until it's paid in full.
Students can pay the interest or defer while it while in college. If you choose to defer the interest, it will be capitalized when you enter repayment (which means the outstanding interest is added to the principal amount you borrowed).
For current interest rate and origination fee information please visit the Federal Student Aid Website.
The Graduate PLUS Loan is a loan available for those graduate students who need additional funds. Unlike the Unsubsidized Loan, credit approval is required for PLUS Loans.
- Federal Student Loans: Basics for Students
- Federal Work-Study
- Federal Work-Study (FWS)
FWS is a federally funded program that provides employment opportunities to students with the highest financial need. The amount a student may earn will be listed on the student's financial aid award summary.