CHARLES R. DREW UNIVERSITY OF MEDICINE AND SCIENCE
1731 E. 120TH STREET
LOS ANGELES, CA 90059 (323) 563-5827
2014 BENEFITS SUMMARY
EMPLOYEES WORKING AT LEAST 20 HOURS PER WEEK IN A REGULAR OR CONDITIONAL POSITION
STAFF & FACULTY
The University offers three choices of medical plans, one Preferred Provider Organization (PPO), two health maintenance organization (HMO), plans. The PPO offers the freedom to use either physician’s within a network (contracted) at negotiated rates, or out of the network (non- contracted) at a higher rate. The HMO plan offers comprehensive coverage by designated providers. The EOA plan is an HMO-style plan where you choose a primary care provider (PCP) to coordinate your care but with the added advantage of letting you go straight to a PPO in-network specialist for specific services. Employees are eligible to participate in the plan on the first day of the month following date of employment.
The University offers two choices of dental coverage, Dental DHMO and Dental DPPO. The DHMO plan covers most preventative services at no cost. You and any covered family members must each select a primary dentist at the time you enroll and receive services from, or coordinated through the selected primary dentist. Both cover part of Orthodontia expenses. Employees are eligible to participate in the plan on the first day of the month following date of employment.
This plan provides comprehensive opthamalic care and laser vision correction through a provider network. Employees are eligible to participate in the plan on the first day of the month following date of employment.
BASIC TERM LIFE INSURANCE
Life Insurance is offered to all benefit employees at one times their annual salary up to a maximum of $100,000.00. The premium is fully paid by the University. The Life Insurance is effective on the first day of the month following the date of employment.
ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
AD&D provides 24-hour, 365-Day-a-Year protection in addition to Basic Life insurance coverage should your accidental injury or death be the Direct and Sole Cause of a Covered Loss. AD&D is offered to employees at one times their annual salary up to a maximum of 100,000.00. Dismemberment is a portion of $100,000. The premium is fully paid by the University. The AD&D insurance is effective on the first day of the month following the date of employment.
VOLUNTARY LIFE INSURANCE
The University also offers Voluntary Life Insurance. Additional Life/AD&D insurance is available not only for employee, but dependents as well. Employee is eligible to participate on the first day of the month following the date of employment. The effective date may vary upon approval
from the carrier. The premium is fully paid by the employee. Payroll deductions for voluntary life insurance are deducted on an after-fax basis
to generate a tax-free benefit.
GROUP SHORT-TERM DISABILITY
Along with State Disability Insurance (SDI), Short Term disability is available in the event of a disability. The short term disability benefit may be initiated after the 61st day of disability. The Short-Term Disability plan is fully paid by the University.
VOLUNTARY LONG-TERM DISABILITY
Along with State Disability Insurance (SDI), Long Term disability is available in the event of a disability. The long term disability benefit may be initiated after the 181st day of disability. The Long-Term Disability plan is fully paid by the employee.
FLEXIBLE SPENDING ACCOUNTS (FSA)
There are two types of FSAs available 1) Health Care (HC) and 2) Dependent Care (DC). Participation allows a portion of your salary to be redirected to provide reimbursements for HC and/or DC expenses. Participation can save you money by reducing your taxable income; taxes will be calculated after the elected amount is deducted from your salary. The maximum deduction for HC expenses is $2,500.00 and for DC expenses is $5,000.00. The plan period is based on fiscal year (January 1 to December 30).
The University also offers additional supplemental coverage on a voluntary basis for the employee, spouse, and dependent children. The premium for supplemental coverage will be paid by the employee. Supplemental coverage for Life Insurance, Disability, Critical Illness, and Accident are available.
WORKERS COMPENSATION INSURANCE
On-the-job injuries/illnesses are covered by our workers’ compensation insurance coverage as required by the law.
The University offers a Group Retirement Plan and a Supplemental Retirement Plan. The group retirement plan is a defined contribution plan fully funded by the University at the rate of 5% of the employee’s earning, effective July 1, 2014. Eligible employee must be at least 18 years old; completed one year of continuous services with the University and worked at least 1,000 hours.
The supplemental retirement plan is solely funded by the employee through pre-tax payroll deduction. Employees are invited to join the supplemental retirement plan quarterly (January 1, April 1, July 1, and October 1). Based on IRS guideline, the maximum contribution for year 2014 is $17,500. Catch-up contribution for age 50 or older is $5,500.
EMPLOYEE ASSISTANCE PROGRAM
The Employee Assistance Program through MHN (Managed Health Network, a Health Net Company) provides resources to help employees and their family members address both everyday issues as well as more serious matters confidentially. This plan includes 24-hours Hotline
assistance and 3 face-to-face counseling sessions per year. In addition, MHN provides resources on childcare and eldercare assistance,
financial, legal, identity theft recovery and daily living services. Benefit eligible employees are automatically enrolled.
The University offers 13 paid holidays this year. Employees with a Regular or Conditional status are eligible for the holiday paid. A copy of the holiday schedule may be obtained in the Human Resource Department.
The University provides vacation time to eligible employees. The vacation year shall coincide with the employee’s anniversary date. Vacation benefits will begin to accrue on the seventh month following the introductory period. The vacation accrual schedule for a full-time employee is as follows:
7 months to 5 years
10.00 hours per month
up to Maximum 120 hours
5years 1 month to 14 years
13.33 hours per month
up to Maximum 160 hours
14 years 1 month and above
16.66 hours per month
up to Maximum 200 hours
Beginning the first month of employment, sick leave accrues at a rate of 8 hours per month to a maximum of 480 hours (60 days). Eligibility begins the 61st day of employment. Sick Leave can be used for the illness of the employee or to care for a sick family member (child, spouse, or parent). It may also be used for medical or dental appointments, including routine checkups or treatment.
Upon completion of 6-month introductory period, eligible employee will accrue a maximum of 2 personal days per fiscal year.
LEAVES OF ABSENCE
The University complies with the State and Federal laws for provision of leaves of absence. These include Pregnancy Disability Leave (PDL), Family and Medical Leave Act (FMLA), California Family Rights Act (CFRA), Paid Family Leave, Parent Time Off for School Activities, and Military
Leave. For specific information regarding eligibility for leaves of absence, please contact the Human Resources Department.
Upon completion of 6-month introductory period, educational leave may be used to pursue course work at an academic institution for up to 4 hours per week. Educational leave is unpaid. Approval of educational leave is at the discretion of the supervisor.
The University encourages employees to fulfill their civic responsibilities by serving jury duty when required. All employees will receive their usual compensation for up to 10 days while excused from his/her work in order to satisfy jury duty obligations.
Bereavement leave is offered in the event of a death in the employee’s immediate family. The paid leave is granted for three days. For
services that are more than 200 miles from the employee’s home, one (1) additional day will be authorized. If out of state travel is required to attend services, two (2) additional days will be authorized.
A free library card is available to any regular full-time employee. An employee may use the services of the campus library during campus hours.
A 10 million member employee shopping network allows subscribers to save up to 60% on purchases such as: Movie Passes, Broadway Shows, Theme Parks, Ski Tickets, Sports Events, Hotels and Travel, Health and Fitness, Museums and City Passes, Merchant Gift Certificates, Online Shopping….and much more!
Parking is free and available on the 118th street side of the Cobb Building. A Parking Permit will be issued by the Campus Safety Office.
THIS REPRESENTS ONLY A SUMMARY OF BENEFITS. DETAILS AND PLAN DESCRIPTIONS ARE AVAILABLE IN THE HUMAN RESOURCES DEPARTMENT