Human Resources

Human Resources

CDU Benefit Plans

At Charles R. Drew University of Medicine and Science, our employee’s well-being is important to us. CDU continues to offer health and wellness benefits to help employees stay healthy and provide financial protection against high medical costs.  The program incorporates a variety of benefits plans from which employees can choose.  The following provides a brief overview and a high level summary of the benefits that may be available to you as a member of the faculty or staff working at least 20 hours per week in a regular or conditional position at Charles R. Drew University of Medicine and Science. 

CHARLES R. DREW UNIVERSITY OF MEDICINE AND SCIENCE
2015 BENEFITS SUMMARY
 STAFF & FACULTY

EMPLOYEES WORKING AT LEAST 20 HOURS PER WEEK IN A REGULAR OR CONDITIONAL POSITION

MEDICAL BENEFITS
The University offers three choices of medical plans, one Preferred Provider Organization (PPO), and two Health Maintenance Organization (HMO) plans.  The PPO offers the freedom to use either physician’s within a network (contracted) at negotiated rates, or out of the network (non-contracted) at a higher rate. The HMO plans offer comprehensive coverages by designated providers such as primary care provider (PCP) to coordinate your medical care.  Eligible employees can participate in the plan on the first day of the month following date of employment.

DENTAL BENEFITS
The University offers two choices of dental coverage, Dental DHMO and Dental DPPO.  The DHMO plan covers most preventative services at no cost.  You and any covered family members must each select a primary dentist at the time you enroll and receive services from, or coordinated through the selected primary dentist. Both cover part of Orthodontia expenses.  Employees are eligible to participate in the plan on the first day of the month following date of employment.

VISION CARE
This plan provides comprehensive ophthalmic care and laser vision correction through a provider network.  Employees are eligible to participate in the plan on the first day of the month following date of employment.

BASIC TERM LIFE INSURANCE
Basic Life Insurance is offered to all benefit eligible employees at one times their annual salary up to a maximum of $100,000.00.  The premium is fully paid by the University.  The Basic Life Insurance is effective on the first day of the month following the date of employment. 

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
AD&D provides 24-hour, 365-Day-a-Year protection in addition to Basic Life insurance coverage should your accidental injury or death is the Direct and Sole Cause of a Covered Loss.   AD&D is offered to employees at one times their annual salary up to a maximum of 100,000.00. Dismemberment is a portion of $100,000.  The premium is fully paid by the University.  The AD&D insurance is effective on the first day of the month following the date of employment. 

VOLUNTARY LIFE INSURANCE
The University also offers Voluntary Life Insurance.  Additional Life/AD&D insurance is available not only for employee, but dependents as well.  Eligible employees can participate on the first day of the month following the date of employment.  The effective date may vary upon approval from the carrier.  The premium is fully paid by the employee.  Payroll deductions for Voluntary Life Insurance are deducted on an after-fax basis to generate a tax-free benefit.

GROUP SHORT-TERM DISABILITY
Along with State Disability Insurance (SDI), Short-Term Disability is available for the eligible employees in the event of a disability.  The short-term disability benefit may be initiated after the 61st day of disability.  The Short-Term Disability plan is fully paid by the University. 

VOLUNTARY LONG-TERM DISABILITY
Long-Term Disability benefit is also available on a voluntary basis.  The benefit may be initiated after the 181st day of disability.  The Long-Term Disability plan is fully paid by the employee.  Payroll deductions for Voluntary Long-Term Disability benefit are deducted on an after-fax basis to generate a tax-free benefit. 

FLEXIBLE SPENDING ACCOUNTS (FSA)
There are two types of FSAs available 1) Health Care (HC) and 2) Dependent Care (DC).  Participation allows a portion of your salary to be redirected to provide reimbursements for HC and/or DC expenses.   Participation can save you money by reducing your taxable income; taxes will be calculated after the elected amount is deducted from your salary.  The maximum deduction for HC expenses is $2,500.00 and for DC expenses is $5,000.00 for year 2015.  The plan period is based on calendar year (January 1 to December 31)

SUPPLEMENTAL INSURANCES
The University also offers additional benefits such as Critical Illness and Accident Insurance through Unum for employee and dependents on a voluntary basis.  The benefits are available once a year during open enrollment.  The premium for the supplemental coverage is fully paid by the employee through payroll deductions on an after-fax basis to generate a tax-free benefit.

WORKERS COMPENSATION INSURANCE
On-the-job injuries/illnesses are covered by our workers’ compensation insurance coverage as required by the law. 

RETIREMENT PLANS
The University offers a Group Retirement Plan and a Supplemental Retirement Plan. The Group Retirement Plan is a defined contribution plan fully funded by the University at the rate of 5% of the employee’s earning.  Eligible employee must be at least 18 years old; completed one year of continuous services with the University and had worked at least 1,000 hours.

The Supplemental Retirement Plan is solely funded by the employee through pre-tax payroll deduction. Employees are invited to join the supplemental retirement plan on the quarterly enrollment dates (January 1, April 1, July 1, and October 1).  Based on IRS guideline, the maximum contribution for year 2015 is $18,000.  Catch-up contribution for age 50 or older is $6,000.

EMPLOYEE ASSISTANCE PROGRAM
The Employee Assistance Program (EAP) provides resources to help employees and their family members address everyday issues as well as more serious matters confidentially.  This plan includes 24-hours hotline assistance and 3 face-to-face counseling sessions per year.  In addition, the EAP provides resources on childcare and eldercare assistance, financial, legal, identity theft recovery and daily living services.  Benefit eligible employees are automatically enrolled.

HOLIDAYS                                                                            
The University offers 13 paid holidays this year.  Employees with a Regular or Conditional status are eligible for the paid holiday.  The holiday schedule is available on line through CDU Website under Human Resource - http://www.cdrewu.edu/about-cdu/HR.

VACATION TIME
The University provides vacation time to eligible employees. The vacation year shall coincide with the employee’s anniversary date.  Vacation benefits will begin to accrue on the seventh month following the introductory period.  Part-time employees accrue vacation time off at a pro-rated basis.  The vacation accrual schedule for a full-time employee is as follows:

7 months to 5 years    10.00 hours per month   up to Maximum 120 hours
5years 1 month to 14 years  13.33 hours per month    up to Maximum 160 hours
14 years 1 month and above    16.66 hours per month    up to Maximum 200 hours


SICK TIME

Pursuant to the Healthy Workplace Healthy Families Act of 2014, all employees at CDU will accrue sick time beginning the first day of employment and will be eligible to use sick time as of the 61st day. Full-time employees accrue at a rate of 8 hours per month to a maximum of 480 hours (60 days). Part-time employees accrue at a pro-rated basis. Sick time is provided in case of employee illness, doctor appointments, or other unexpected health matters.  It may also be used to care for a sick family member (child, parent, spouse, registered domestic partner or child of a domestic partner, grandparent, grandchild and sibling).

PEROSNAL TIME
Upon completion of introductory period, eligible employee will accrue a maximum of 2 personal days per fiscal year.

LEAVES OF ABSENCE
The University complies with the State and Federal laws for provision of Leaves of Absence.  These include Pregnancy Disability Leave (PDL), Family and Medical Leave Act (FMLA), California Family Rights Act (CFRA), Paid Family Leave, Parent Time Off for School Activities, and Military Leave.  For specific information regarding eligibility for leaves of absence, please contact the Human Resources Department. 

EDUCATION LEAVE
Upon completion of the introductory period, educational leave may be used to pursue coursework at an academic institution for up to 4 hours per week.  Educational leave is unpaid.  Approval of educational leave is at the discretion of the supervisor.

JURY DUTY
The University encourages employees to fulfill their civic responsibilities by serving jury duty when required.  All employees will receive their usual compensation for up to 10 days while excused from his/her work in order to satisfy jury duty obligations. 

BEREAVEMENT LEAVE
Bereavement leave is offered in the event of a death in the employee’s immediate family. The paid leave is granted for three days.  For services that are more than 200 miles from the employee’s home, one (1) additional day will be authorized.  If out of state travel is required to attend services, two (2) additional days will be authorized.

LIBRARY
A free library card is available to any regular full-time employee.  An employee may use the services of the campus library during campus hours.

EMPLOYEE SAVINGS TICKETS
A discount tickets program provides savings on purchases such as: Movie tickets, Restaurants, Broadway Shows, Theme Parks, Ski Tickets, Sports Events, Travel, Health and Fitness, Museums and City Passes, Merchant Gift Certificates, Online Shopping….and much more!

PARKING
Parking is free and available on the 118th street side of the Cobb Building.  A Parking Permit will be issued by the Public Safety Office.

THIS REPRESENTS ONLY A SUMMARY OF BENEFITS. DETAILS AND PLAN DESCRIPTIONS ARE AVAILABLE IN THE HUMAN RESOURCES DEPARTMENT